INDUSTRI ASURANSI JIWA DIGITAL DALAM PERSPEKTIF HUKUM POSITIF INDONESIA

Sherlly Febrianty, Helena Primadianti Sulistyaningrum

Abstract


As the world develops, technology is increasingly developing. Many things can be used as new business opportunities for companies, including insurance companies. Article 1 number 1 of Law Number 40 of 2014 concerning Insurance reads, "Insurance is an agreement between two parties, namely an insurance company and a policyholder". In its function, the digital insurance industry can be used to increase public understanding and awareness of the importance of insurance and self-protection. It is known that not all people are digitally literate and there are still remote areas that even still lack technology, so we need to know the impact on the accessibility of digital insurance services for the community. Furthermore, the normative legal analysis method is used as a material for analyzing data, with discussions and explanations based on norms and doctrines or literature materials related to the material under study. Thus, there are results from the research that the digital insurance industry can increase operational efficiency and provide faster service to customers. Through the digital insurance industry, the digital life insurance industry, which has shown significant development in recent years, allows for transparency and consumer literacy in order to understand digital life insurance. Legal protection for digital insurance consumers requires safeguarding trust and ensuring.

Full Text:

PDF

References


Akbar, Wahyu dan Nuril Khasyi’in. “Asuransi dan Koperasi Syariah di Indonesia (Kajian Filosofis, Historis, Yuridis dan Sosiologis”. Jurnal Hukum Islam dan Ekonomi Syari’ah, Vol 4 No. 2 (2023): 128-152.https://doi.org/10.55380/tasyri.v4i2.463

Efensi, Jonaedi dan Johnny Ibrahim. Metode Penelitian Hukum Normatif dan Empiris, Cimanggis: Prenamedia Group, 2018.

Hamdani, Yovita. Revolusi Asuransi Digital. Jakarta: Gramedia, 2016.

Idayanti, Soesi dan Fajar Dian Aryani. Hukum Asuransi. DI Yogyakarta: Tanah Air Beta, 2020.

Jurnal Hukum Bisnis, Vol 2 No. 2 (2018): 52-66. https://doi.org/10.33121/hukumbisnis.v2i2.722

Katadata. “Indonesia Masuk Daftar 10 Negara Penggunaan Internet Terbesar,” 2022. https://databoks.katadata.co.id/datapublish/2022/12/22/indonesia-masuk-daftar-10-negara-pengguna-internet-terbesar-di-asia

Kitab Undang-undang Hukum Dagang

Kitab Undang-undang Hukum Perdata

Manulife, MiFirst Life Protector (MiFLIP), diakses pada tanggal 1 Oktober 2023 melalui https://www.manulife.co.id/id/produk/proteksi-jiwa/proteksi-berjangka/mifirst-life-protector.html

Mulhadi. Dasar-dasar Hukum Asuransi. Depok: Raja Grafindo, 2022.

Prakoso, Djoko. Hukum Asuransi Indonesia. Edisi Baru. Jakarta: Rineka Cipta, 2004.

Ratna, Yonawan. “Studi Komparansi Asuransi Konvensional dan Asuransi Syariah Menurut Undang-Undang Nomor 40 Tahun 2014 tentang Peransuransian”, Semantics, (2016).

Republik Indonesia, Undang-Undang Nomor 21 tentang Otoritas Jasa Keuangan, Lembaran Negara Republik Indonesia Tahun 2011 Nomor 111, Tambahan Lembaran Negara. Republik Indonesia Nomor 5253.

Republik Indonesia, Undang-Undang Nomor 27 tentang Perlindungan Data Pribadi, Lembaran Negara Republik Indonesia Tahun 2022 Nomor 196, Tambahan Lembaran Negara. Republik Indonesia Nomor 6820.

Republik Indonesia, Undang-Undang Nomor 40 tentang Asuransi, Lembaran Negara Republik Indonesia Tahun 2014 Nomor 337, Tambahan Lembaran Negara. Republik Indonesia Nomor 5618.

Republik Indonesia, Undang-Undang Nomor 8 tentang Perlindungan Konsumen, Lembaran Negara Republik Indonesia Tahun 1999 Nomor 22, Tambahan Lembaran Negara. Republik Indonesia Nomor 3821.

Savitri, Nur Aisyah. “Perlindungan Tertanggung Pada Asuransi Jiwa Berdasarkan Undang-Undang No. 40 Tahun 2014 tentang Peransuransian”. Jurnal Hukum Magnum Opus, Vol 2 No. 2 (2019): 162-173.

Seri Literasi Keuangan. “Buku 4.” dalam Perasuransian. Jakarta: OJK, 2019.

Sei Literasi Keuangan. “Seri 4.” dalam Perasuransian. Jakarta: OJK, 2016.

Solaiman, Adji Assyafei. “Perlindungan Hukum Pembeli Polis Asuransi Online.”

Syahputra, Eko. “Penerapan Konsep Restohrative Justice dalam Sistem Peradilan Pidana di Masa yang Akan Datang”. Jurnal Ilmiah Ilmu Hukum, Vol 3 No. 2 (2021): 233 - 247.

Tan, David. “Metode Penelitian Hukum: Mengupas dan Mengulas Metodologi dalam Menyelenggarakan Penelitian Hukum”. Jurnal Ilmu Pengetahuan Sosial, Vol 8 No. 8 (2021): 2463-2478. https://doi/org/10.31604/jips.v8i8.2021.2463-2478




DOI: http://dx.doi.org/10.28946/sjpl.v1i1.3437

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Sriwijaya Journal of Private Law

____________________________________________________________________________________________________________

EDITORIAL ADDRESS

Sriwijaya Journal of Private Law (SJPL)

Private Law Department, Faculty of Law, Sriwijaya University

Phone: +62711-580063 Fax: +62711-581179

Email: sjpl@fh.unsri.ac.id


OPEN ACCESS POLICY

Sriwijaya Journal of Private Law is an open access journal, so articles are freely available to the readers.

This work is licensed under a Creative Commons Attribution 4.0 International License.