INDUSTRI ASURANSI JIWA DIGITAL DALAM PERSPEKTIF HUKUM POSITIF INDONESIA
DOI:
https://doi.org/10.28946/sjpl.v1i1.3437Abstract
As the world develops, technology is increasingly developing. Many things can be used as new business opportunities for companies, including insurance companies. Article 1 number 1 of Law Number 40 of 2014 concerning Insurance reads, "Insurance is an agreement between two parties, namely an insurance company and a policyholder". In its function, the digital insurance industry can be used to increase public understanding and awareness of the importance of insurance and self-protection. It is known that not all people are digitally literate and there are still remote areas that even still lack technology, so we need to know the impact on the accessibility of digital insurance services for the community. Furthermore, the normative legal analysis method is used as a material for analyzing data, with discussions and explanations based on norms and doctrines or literature materials related to the material under study. Thus, there are results from the research that the digital insurance industry can increase operational efficiency and provide faster service to customers. Through the digital insurance industry, the digital life insurance industry, which has shown significant development in recent years, allows for transparency and consumer literacy in order to understand digital life insurance. Legal protection for digital insurance consumers requires safeguarding trust and ensuring.References
Akbar, Wahyu dan Nuril Khasyi’in. “Asuransi dan Koperasi Syariah di Indonesia (Kajian Filosofis, Historis, Yuridis dan Sosiologisâ€. Jurnal Hukum Islam dan Ekonomi Syari’ah, Vol 4 No. 2 (2023): 128-152.https://doi.org/10.55380/tasyri.v4i2.463
Efensi, Jonaedi dan Johnny Ibrahim. Metode Penelitian Hukum Normatif dan Empiris, Cimanggis: Prenamedia Group, 2018.
Hamdani, Yovita. Revolusi Asuransi Digital. Jakarta: Gramedia, 2016.
Idayanti, Soesi dan Fajar Dian Aryani. Hukum Asuransi. DI Yogyakarta: Tanah Air Beta, 2020.
Jurnal Hukum Bisnis, Vol 2 No. 2 (2018): 52-66. https://doi.org/10.33121/hukumbisnis.v2i2.722
Katadata. “Indonesia Masuk Daftar 10 Negara Penggunaan Internet Terbesar,†2022. https://databoks.katadata.co.id/datapublish/2022/12/22/indonesia-masuk-daftar-10-negara-pengguna-internet-terbesar-di-asia
Kitab Undang-undang Hukum Dagang
Kitab Undang-undang Hukum Perdata
Manulife, MiFirst Life Protector (MiFLIP), diakses pada tanggal 1 Oktober 2023 melalui https://www.manulife.co.id/id/produk/proteksi-jiwa/proteksi-berjangka/mifirst-life-protector.html
Mulhadi. Dasar-dasar Hukum Asuransi. Depok: Raja Grafindo, 2022.
Prakoso, Djoko. Hukum Asuransi Indonesia. Edisi Baru. Jakarta: Rineka Cipta, 2004.
Ratna, Yonawan. “Studi Komparansi Asuransi Konvensional dan Asuransi Syariah Menurut Undang-Undang Nomor 40 Tahun 2014 tentang Peransuransianâ€, Semantics, (2016).
Republik Indonesia, Undang-Undang Nomor 21 tentang Otoritas Jasa Keuangan, Lembaran Negara Republik Indonesia Tahun 2011 Nomor 111, Tambahan Lembaran Negara. Republik Indonesia Nomor 5253.
Republik Indonesia, Undang-Undang Nomor 27 tentang Perlindungan Data Pribadi, Lembaran Negara Republik Indonesia Tahun 2022 Nomor 196, Tambahan Lembaran Negara. Republik Indonesia Nomor 6820.
Republik Indonesia, Undang-Undang Nomor 40 tentang Asuransi, Lembaran Negara Republik Indonesia Tahun 2014 Nomor 337, Tambahan Lembaran Negara. Republik Indonesia Nomor 5618.
Republik Indonesia, Undang-Undang Nomor 8 tentang Perlindungan Konsumen, Lembaran Negara Republik Indonesia Tahun 1999 Nomor 22, Tambahan Lembaran Negara. Republik Indonesia Nomor 3821.
Savitri, Nur Aisyah. “Perlindungan Tertanggung Pada Asuransi Jiwa Berdasarkan Undang-Undang No. 40 Tahun 2014 tentang Peransuransianâ€. Jurnal Hukum Magnum Opus, Vol 2 No. 2 (2019): 162-173.
Seri Literasi Keuangan. “Buku 4.†dalam Perasuransian. Jakarta: OJK, 2019.
Sei Literasi Keuangan. “Seri 4.†dalam Perasuransian. Jakarta: OJK, 2016.
Solaiman, Adji Assyafei. “Perlindungan Hukum Pembeli Polis Asuransi Online.â€
Syahputra, Eko. “Penerapan Konsep Restohrative Justice dalam Sistem Peradilan Pidana di Masa yang Akan Datangâ€. Jurnal Ilmiah Ilmu Hukum, Vol 3 No. 2 (2021): 233 - 247.
Tan, David. “Metode Penelitian Hukum: Mengupas dan Mengulas Metodologi dalam Menyelenggarakan Penelitian Hukumâ€. Jurnal Ilmu Pengetahuan Sosial, Vol 8 No. 8 (2021): 2463-2478. https://doi/org/10.31604/jips.v8i8.2021.2463-2478
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
Please note that the journal has changed its copyright policy. From vol. 1, 2023 onwards, the author will retain the copyright if the article is accepted for publication.
