Philosophy to Strengthen Baitul Maal wat Tamwil Law in Indonesia

Erisa Ardika Prasada, Joni Emirzon, KN. Sofyan Hasan

Abstract


Baitul Maal wat Tamwil (BMT) is a non bank financial institution that operates based on sharia principles. As an alternative financial institution, BMT can support the acceleration of national economic growth, but BMT was established and developed with a gradual process of legal legality. BMT status is determined by the number of assets owned, the BMT has a different legal status according to the stages of the number of assets, and is subject to various and partial laws in accordance with the stage of legal status. The purpose of writing is to explain the philosophical basis of the need for legal entities and the formulation of legal norms of BMT as a legal strengthening of populist economic institutions in Indonesia. This type of legal research is normative legal research on legal principles and legal systematics. Based on the discussion it was concluded that the philosophical basis of the need for legal entities and the formulation of legal norms regarding BMT in Indonesia as a legal strengthening is for legal certainty so that can provide recognition, protection, and facilities for the development and benefits of BMTs for micro and small entrepreneurs who do not receive financing services from bank financial institution.


Keywords


BMT, Legal Certainty, Philosophical Basis

Full Text:

PDF

References


Ahmad Ifham Sholihin, Buku Pintar Ekonomi Syariah (Jakarta: PT. Gramedia Pustaka Utama, 2010)

Andri Soemitra, Bank Dan Lembaga Keuangan Syariah (Jakarta: Prenadamedia Group, 2015)

Arfin Hamid, Hukum Ekonomi Islam (Ekonomi Syariah) Di Indonesia Aplikasi Dan Prospektifnya (Jakarta: Ghalia Indonesia, 2007)

Asykuri Ibn Chamim, Civic Education Pendidikan Kewarganegaraan (Yogyakarta: Majelis Diktilitbang Pimpinan Pusat Muhammadiyah and LP3 Universitas Muhammadiyah Yogyakarta dan The Asia Foundation, 2003)

Bernhard Limbong, Ekonomi Kerakyatan Dan Nasionalisme Ekonomi (Jakarta: Margaretha Pustaka, 2013)

Braman Setyo, Press Realase Deputi Pembiayaan Pada Acara Workshoop Outlook Usaha Simpan Pinjam Dan Pembiayaan Syariah, 2016

Chidir Ali, Badan Hukum (Bandung: PT. Alumni, 2014)

Dewantoro, M. Hajar, ‘Pengembangan BMT Berbasis Masjid Studi Kasus BMT Al-Azka Pagerharjo Samigaluh Kulonprogo’, Jurnal Al-Mawarid, XIII (2005), 142–43

Elfa Murdiana, ‘Menggagas Payung Hukum Baitul Maal Wat Tamwil (BMT) Sebagai Koperasi Syariah Dalam Bingkai Ius Constituendum’, Jurnal Penelitian, 10.2 (2016), 275

Erisa Ardika Prasada, ‘Existence of Baitul Maal Wat Tamwil (BMT) As a Legal Entity’, Saburai International Journal of Social Sciences and Development, 2.1 (2018), 88

Heri Sudarsono, Bank Dan Lembaga Keuangan Syariah, Deskripsi Dan Ilustrasi (Yogyakarta: Ekonisia, 2008)

Huda, Nurul, Baitul Mal Wa Tamwil: Sebuah Tijauan Teoritis (Jakarta: Amzah)

Ishaq, Dasar-Dasar Ilmu Hukum (Jakarta: Sinar Grafika, 2009)

Law Number 25 of 1992 concerning Cooperatives, State Gazette of the Republic of Indonesia of 1992 Number 116.

Law Number 10 of 1998 concerning Amendment to Law Number 7 of 1992 concerning Banking, Supplement to the State Gazette of the Republic of Indonesia Number 3790.

Law No. 28 of 2004 on the Amendment to Law No.16 Year 2001 About Foundation, Supplement to State Gazette of the Republic of Indonesia Number 4430.

Law Number 40 of 2007 concerning Limited Liability Companies, Supplement to the State Gazette of the Republic of Indonesia Number 4756

Law Number 21 of 2008 concerning Islamic Banking, Supplement to the State Gazette of the Republic of Indonesia Number 4867.

Law Number 21 of 2011 concerning the Financial Services Authority, Supplement to the State Gazette of the Republic of Indonesia Number 5253.

Law Number 23 of 2011 concerning Management of Zakat, Supplement to the State Gazette of the Republic of Indonesia Number 5255.

Law Number 1 of 2013 concerning Microfinance Institutions, Supplement State Gazette of the Republic of Indonesia Number 5394.

Mamudji, Soerjono Soekanto; Sri, Penelitian Hukum Normatif Suatu Tinjauan Singkat (Jakarta: PT. RajaGrafindo Persada, 2001)

Maulia Dina, ‘Upaya Hukum Yang Dapat Dilakukan Oleh Anggota Dan Non Anggota Terhadap BMT (Baitul Maal Wat Tamwil) Perdana Surya Utama Yang Melakukan Wanprestasi (Studi Kasus BMT Perdana Surya Utama Kota Malang)’, Jurnal Universitas Brawijaya, 2016, 1

‘Menkop Puspayoga: Langkah Perhimpunan BMT Indonesia Selaras Dengan Reformasi Total Koperasi. Kementerian Koperasi Dan UKM’, 2017, http://www.depkop.go.id/content/ read/menkop-puspay

Muhammad Amin Aziz, Peraturan Dasar Dan Contoh AD-ART BMT (Baitul Maal Wat-Tamwil, Balai-Usaha Mandiri Terpadu) (Jakarta: PINBUK)

Minister of Cooperatives and Small and Medium Enterprises Republic of Indonesia Regulation Number: 11 / Per / M.KUKM / XII / 2017 Concerning the Implementation of Savings and Loans and Sharia Financing Activities by Cooperatives.

Musa Hubeis, Prospek Usaha Kecil Dalam Wadah Inkubator Bisnis (Ciawi Bogor: Ghalia Indonesia, 2009)

Mutakin, Ali, ‘Teori Maqâshid Al Syarî’ahdan Hubungannya Dengan Metode Istinbath Hukum’, Kanun Jurnal Ilmu Hukum, 19.3 (2017), 549

Neni Sri Imayati, Aspek-Aspek Hukum BMT (Baitul Maal Wat Tamwil) (Bandung: PT. Citra Aditya Bakti, 2010)

Prawirokusumo, Soeharto, Ekonomi Rakyat (Konsep, Kebijakan Dan Strategi), 1st edn (Yogyakarta: BPFE, 2009)

Sholahuddin, Muhammad, ‘Peran Perbankan Syariah Dalam Penguatan Kapasitas UMKM Menuju Kemandirian Ekonomi Nasional, Tantangan Perbankan Syariah Dalam Peranannya Mengembangkan UMKM’, in Proceeding Seminar Nasional And Call For Papers Sancall (Surakarta, 2013), p. 497

Solikhah; Burhanudin Harahap; Luthfiyah Trini Hastuti, ‘Bentuk Badan Usaha Ideal Untuk Dapat Dipertanggungjawabkan Secara Hukum Dalam Pengelolaan Baitul Maal Wat Tamwil (BMT) Berdasarkan Undang-Undang Lembaga Keuangan Mikro Di Eks Karesidenan Surakarta’, Yustisia, 93 (2015), 74–85

Sudikno Mertokusumo, Mengenal Hukum (Suatu Pengantar) (Yogyakarta: Cahaya Atma Pustaka, 2010)

Yahanan, Annalisa, Febrian Febrian, and Rohani Abdul Rahim, ‘The Protection of Consumer Rights For Aviation Safety And Security In Indonesia and Malaysia’, Sriwijaya Law Review, 1.1 (2017), 27–43

Yusar Sagara, ‘Penguatan Ekonomi Kerakyatan Melalui Baitul Mal Tanwil (BMT) Sebagai Balai Usaha Mandiri Rakyat Terpadu (BUMRT)’, Sosio Didaktika: Social Science Education Journal, 3.1 (2016), 82

Zainuddin Ali, Metode Penelitian Hukum (Sinar Grafika, 2011)




DOI: http://dx.doi.org/10.28946/slrev.Vol4.Iss2.418.pp270-284

Refbacks

  • There are currently no refbacks.


Creative Commons License

Sriwijaya Law Review (SLRev) ISSN: 2541-5298 | e-ISSN: 2541-6464 is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 
SLRev has been indexed by:
 
 
View full indexing services
 
SLRev Member of :                                    Plagiarism Detection by: